.policy-page {
  min-height: 100vh;
  background:
    radial-gradient(circle at top left, rgba(22, 136, 219, 0.12), transparent 32rem),
    #f4f8fc;
  color: #10233f;
}

.policy-topbar {
  position: sticky;
  top: 0;
  z-index: 5;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  min-height: 72px;
  padding: 12px clamp(18px, 5vw, 72px);
  border-bottom: 1px solid rgba(23, 75, 126, 0.12);
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(14px);
}

.policy-brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: #10233f;
  font-size: 20px;
  font-weight: 700;
  text-decoration: none;
}

.policy-brand img {
  width: 42px;
  height: 42px;
  border-radius: 12px;
}

.policy-brand b {
  color: #0872bd;
}

.policy-back,
.policy-nav a,
.policy-footer a {
  color: #0872bd;
  font-weight: 700;
  text-decoration: none;
}

.policy-back {
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  padding: 0 16px;
  border: 1px solid rgba(8, 114, 189, 0.2);
  border-radius: 999px;
  background: #fff;
}

.policy-main {
  width: min(920px, calc(100% - 32px));
  margin: 0 auto;
  padding: 56px 0 40px;
}

.policy-heading {
  max-width: 760px;
  margin-bottom: 28px;
}

.policy-kicker {
  margin: 0 0 8px;
  color: #0872bd;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.14em;
}

.policy-heading h1 {
  margin: 0;
  font-size: clamp(34px, 6vw, 56px);
  line-height: 1.06;
}

.policy-heading > p:last-child {
  margin: 18px 0 0;
  color: #52657d;
  font-size: 17px;
  line-height: 1.7;
}

.policy-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 22px;
}

.policy-nav a {
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  padding: 0 16px;
  border-radius: 999px;
  background: #e7f3fc;
}

.policy-card {
  scroll-margin-top: 92px;
  margin-top: 18px;
  padding: clamp(22px, 4vw, 34px);
  border: 1px solid rgba(23, 75, 126, 0.11);
  border-radius: 22px;
  background: #fff;
  box-shadow: 0 18px 50px rgba(31, 76, 121, 0.07);
}

.policy-card h2 {
  margin: 0 0 16px;
  font-size: clamp(22px, 4vw, 28px);
}

.policy-card p,
.policy-card li {
  color: #43566f;
  line-height: 1.75;
}

.policy-card ul {
  margin: 0;
  padding-left: 22px;
}

.policy-card li + li {
  margin-top: 10px;
}

.policy-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 28px clamp(18px, 5vw, 72px);
  border-top: 1px solid rgba(23, 75, 126, 0.1);
  background: #fff;
  color: #66768b;
}

.policy-footer p {
  margin: 0;
}

@media (max-width: 600px) {
  .policy-topbar,
  .policy-footer {
    align-items: flex-start;
    flex-direction: column;
  }

  .policy-main {
    width: min(100% - 24px, 920px);
    padding-top: 36px;
  }

  .policy-nav {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .policy-nav a {
    justify-content: center;
  }
}